The mortgage process is filled with precise and inflexible procedures that can create confusion and resistance from the borrower.
The benefits of good credit are numerous. For example, you score low interest rates on credit cards, and get extremely competitive rates on long-term mortgage financing.
Loan limits for Fannie Mae and Freddie Mac have recently increased, into jumbo-loan territory. This is great for the buyers in Santa Fe.
2018 was a crazy year of political and economic news that confused and frustrated most Americans.
For many years we have needed methods of simplifying and speeding the mortgage process for borrowers. The unqualified buyers that caused many defaults in 2008 are long gone.
Here we go again. The economy gets stronger and the Fed starts to raise rates, thereby increasing the cost of money. What should we know about this process and how do we protect our assets?
The Dodd Frank legislation and the new government agency the Consumer Financial Protection Bureau have changed the climate of the mortgage world.
There are many reasons to refinance your home or investment property. The year 2018 is your best opportunity.
This is imperative: home buyers should become pre–approved for a mortgage loan prior to looking at that first house.
We all spend a lot of time calculating and predicting interest rates, and for good reason. The rates greatly affect our financial lives.
Buying a home? Let me share a bit of simple, practical advice that will reduce stress, lighten your load, and leave you smiling as walk out of closing.
In the new year of 2018 we are seeing new home loan products that will greatly benefit borrowers. This is the best sign in a long time, and way overdue.